Our Approach

Investment Alpha

Excess returns earned above a passive benchmark. Very difficult to generate consistently in competitive markets.

Structural Alpha

Growing your wealth by harnessing persistent opportunities, embedded in the tax code, that you can control. Often larger and easier to achieve than investment alpha.

About Structural Alpha

Structural alpha often arises from deep planning. It can be enhanced by investment disciplines that align asset allocation, location and portfolio construction with the overall plan to produce distinctive outcomes.

Our proprietary Global Path Simulator (GPS) integrates market outlook, investment strategy, client goals, and tax-smart implementation. It builds upon a wealth allocation framework (Chhabra 2005) to help tailor structural alpha given your specific situation.

Wealth Allocation Framework

The Altar Rock GPS

Altar Rock’s Global Path Simulator (GPS) incorporates almost everything we know about your situation and the choices you face. It also embeds current global macroeconomic and market conditions to generate plausible paths forward to stress test your goals and unlock your full financial potential.

Investment Services

We offer a broad range of financial services through which we seek to secure your wealth goals.

Wealth Strategy

Market Outlook

Asset Allocation and Location

Investment Vehicle Selection

Risk-aware Portfolio Construction

Performance Reporting

Our Investment Philosophy

As life’s circumstances evolve, making the best informed decisions requires constant effort and a framework capable of understanding changing economic and market opportunities.

Alignment is everything. Investing isn’t just about the markets but also about supporting your purpose, goals and values.

Initial conditions matter, as does horizon. It pays to wait for a fat pitch. And the longer your horizon, the less risky are stocks.

Remain skeptical. Markets are fairly efficient in the short-term. Reliably beating public indexes requires rare skill or structural advantage.

Cast a wide net and constantly reassess. There is almost no asset, structure, location or strategy that we won’t at least consider owning.

Investment Selection Process

Our investment committee has over a century of combined market experience. We apply best practices of decision-making and carefully apply risk, liquidity, tax and fee budgets.

Let's talk

Capability Array (Partial)

There is almost no investment that we won’t consider owning, or at least subjecting to our risk x-ray.

Non-Investment Services

Non-investment services are generally contracted to 3rd parties.

Altar Rock will gladly recommend best of breed providers and help assemble your jigsaw puzzle.

Non-investment services are generally contracted to 3rd parties. Altar Rock will gladly recommend best of breed providers and help assemble your jigsaw puzzle.

Art advisory (valuation, auctions, curation, storage)

Bill payment

Tax preparation

Credit (mortgages, loans, margin)

Data security

Personal security

Family education & governance

Health care advisory & advocacy

Legal services

Lifestyle concierge (travel, home maintenance, private aviation, maritime charter)

Philanthropy (vision, choosing charities, making gifts, non-profit governance)

Risk management aka insurance (life, term, health, disability, property)

Fiduciary Platform

Altar Rock is a thoroughly client centric firm. To promote your

goals and objectives without compromise, we organized as an independent Registered Investment Adviser. Thanks to fintech innovation, monolithic providers are no longer best. Not every advisor is a fiduciary; not all fiduciaries walk the talk. Autonomy allows us to select the fittest investment vehicles, access the best technology, avoid hidden fees, and ensure client assets are safeguarded.

Altar Rock is a thoroughly client centric firm. To promote your goals and objectives without compromise, we organized as an independent Registered Investment Advisor. Thanks to fintech innovation, monolithic providers are no longer best. Not every advisor is a fiduciary; not all fiduciaries walk the talk. Autonomy allows us to select the fittest investment vehicles, access the best technology, avoid hidden fees, and ensure client assets are safeguarded.

Altar Rock chose to:

Be independent from any bank, broker-dealer, insurance carrier or custodian.

Never possess any client assets, securities, or money

Measure client performance returns using independent third parties

Provide transparency and access on portfolios and investments

Our approved custodians are Fidelity Institutional and Schwab Institutional. Both are well-capitalized and well-run; both are member firms of the New York Stock Exchange, FINRA and SIPC; both consistently put clients first.

You should matter to your wealth manager — not just as part of a book for them to monetize in a roll-up.

Our approved custodians are Fidelity Investments and Charles Schwab. Both are well-capitalized and well-run; both are member firms of the New York Stock Exchange, FINRA and SIPC; both consistently put clients first.

You should matter to your wealth manager —

not just as part of a book for them to monetize in a roll-up.

Altar Rock LLC is a Registered Investment Adviser. This website is limited to general information regarding Altar Rock’s investment advisory services. Nothing here should be viewed as a substitute for personalized investment advice from Altar Rock — which would begin with a review of the client’s situation, needs, objectives and aspirations — or as tax, legal or accounting advice.

Investments involve risk and are not guaranteed. Different investments involve different types — and varying degrees — of risk. Past performance is not indicative of future performance. Do not assume that future performance of any specific investment, strategy, vehicle or manager referenced directly or indirectly herein will be profitable.

Any charts, graphs, vehicles, managers or strategies shown here are illustrative only, may be altered without notice, and should not be used as the sole basis for any investment decision.

Projections of structural alpha constitute neither actual nor hypothetical performance. They additionally assume the application of investment discipline, stable tax laws and rates, and efficient portfolio construction — none of which, by nature, can be guaranteed.

Altar Rock's investment advisory services are only offered in certain regulatory jurisdictions. If your location is one where we are not permitted to operate, we may decline to serve you.

Table of Fees for Services

Any charts, graphs, vehicles, managers or strategies shown here are illustrative only, may be altered without notice, and should not be used as the sole basis for any investment decision.

Altar Rock's investment advisory services are only offered in certain regulatory jurisdictions. If your location is one where we are not permitted to operate, we may decline to serve you.

Table of Fees for Services

Any charts, graphs, vehicles, managers or strategies shown here are illustrative only, may be altered without notice, and should not be used as the sole basis for any investment decision.

Altar Rock's investment advisory services are only offered in certain regulatory jurisdictions. If your location is one where we are not permitted to operate, we may decline to serve you.

Table of Fees for Services

Any charts, graphs, vehicles, managers or strategies shown here are illustrative only, may be altered without notice, and should not be used as the sole basis for any investment decision.

Altar Rock's investment advisory services are only offered in certain regulatory jurisdictions. If your location is one where we are not permitted to operate, we may decline to serve you.

Table of Fees for Services